Tesla Model Y vs Volkswagen ID.4: Cost to Own (2026)
Long Range AWD · $43,990 vs Standard · $38,995
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Volkswagen ID.4 has the lower 5-year total cost of ownership
$899 less over 5 years (depreciation + fuel + insurance + maintenance)
Purchase Price
Tesla Model Y
$43,990
Volkswagen ID.4
$38,995
$4,995 difference
Annual Fuel Cost
Tesla Model Y
$508/yr
Volkswagen ID.4
$604/yr
$96/yr difference
Range
Tesla Model Y
320 mi
Volkswagen ID.4
206 mi
DC Fast Charging
Tesla Model Y
250 kW
Volkswagen ID.4
135 kW
to 80% in 20 vs 38 min
5-Year Cost Comparison
| Tesla Model Y | Volkswagen ID.4 | |
|---|---|---|
| Purchase price (MSRP) | $43,990 | $38,995 |
| Depreciation (5 years) | $19,356 | $20,277 |
| Fuel (5 years) | $2,540 | $3,020 |
| Insurance (5 years) | $11,750 | $9,750 |
| Maintenance (5 years) | $2,900 | $2,600 |
| 5-Year TCO | $36,546 | $35,647 |
TCO = depreciation + fuel + insurance + maintenance. Assumes 12,000 miles/year at 16.1¢/kWh. Excludes purchase price (same money either way).
Charging Comparison
| Tesla Model Y | Volkswagen ID.4 | |
|---|---|---|
| Battery size | 75.0 kWh | 62.0 kWh |
| Efficiency | 3.8 mi/kWh | 3.2 mi/kWh |
| Cost per mile (home) | 4.2¢ | 5.0¢ |
| Full charge cost (home) | $12.08 | $9.98 |
| Level 2 charge time | 5.2 hrs | 4.5 hrs |
| DC fast charge peak | 250 kW | 135 kW |
| DC fast charge (0–80%) | 20 min | 38 min |
Specs & Incentives
| Tesla Model Y | Volkswagen ID.4 | |
|---|---|---|
| Range | 320 mi | 206 mi |
| Segment | suv | suv |
| State incentive eligible | Yes | Yes |
| 5-yr depreciation | 44% | 52% |
State incentives vary by location. Federal $7,500 credit ended September 2025. Check your state's EV incentive program for current availability.
Related Comparisons
Full cost breakdowns for each model: Tesla Model Y cost details → · Volkswagen ID.4 cost details →
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