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Tesla Model Y Cost to Own (2026)

Long Range AWD  ·  320 mi range  ·  75.0 kWh battery  ·  MSRP $43,990

Home charging cost/mile
4.2¢
vs 10.7¢ gas
Annual fuel cost
$508
$1,280 for gas car
Fuel savings/year
$772
$3,860 over 5 yrs
5-yr TCO vs Toyota RAV4
-$3,074
gas wins

Tesla Model Y Charging Costs

Home Charging (Level 2)

Cost per full charge $12.08
Cost per mile 4.2¢
Annual fuel cost (12K mi) $508
Charger power 11.5 kW max
Time to charge (20%→full) ~5.2 hrs

At 16.1¢/kWh national average (EIA 2025). Your rate may vary — check your local utility.

DC Fast Charging

Peak DC charge rate 250 kW
Time to 80% (fast charge) 20 min
Public cost per kWh (avg) 28–42¢
Cost per fast charge (est.) $21–$25

Public DC fast charging costs 3–5× more per mile than home charging. Road trips add up — most owners use home charging for 80–90% of miles.

5-Year Cost Comparison: Tesla Model Y vs Toyota RAV4

12,000 miles/year, national average energy prices, base trim prices. No federal tax credit (ended Sept 2025).

Cost category Tesla Model Y Toyota RAV4 EV saves
Purchase price (MSRP) $43,990 $29,555 -$14,435
Fuel (5 years) $2,540 $6,400 +$3,860
Maintenance (5 years) $2,900 $6,250 +$3,350
Insurance (5 years) $11,750 $9,000 -$2,750
Depreciation (5 years) $19,356 $11,822 -$7,534
5-year running total $36,546 $33,472 -$3,074

5-year running costs = depreciation + fuel + insurance + maintenance. Purchase price shown for reference, not included in running total.

State incentives may apply. 14+ states offer rebates of $2,000–$9,500 on qualifying EVs. Colorado ($5,000), Connecticut ($9,500), Oregon ($7,500), Vermont ($5,000), and New Jersey ($4,000) are the highest. The federal $7,500 credit ended September 2025. See full state incentive list →

Key Specs: Tesla Model Y

Range 320 miles
Battery 75.0 kWh
Efficiency 3.8 mi/kWh
Level 2 max 11.5 kW
DC fast max 250 kW
Time to 80% (DC) 20 minutes
5-yr depreciation ~44% of MSRP
Annual maintenance ~$580

Your actual cost depends on your state's electricity rate

Washington charges 10.2¢/kWh — the Tesla Model Y costs $278/yr to fuel there. In Hawaii at 44.3¢/kWh, it's $1,217/yr. Same car, 4× the fuel cost.

See charging costs by state →

Compare other EVs

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