How much do I save on EV fuel costs moving from New York to Florida?

Switching from New York to Florida saves about $281/year on EV home charging at 12,000 miles/year. Over 5 years that's roughly $1,405 — before accounting for any public charging.

How do New York and Florida electricity rates compare to the national average?

The national average residential electricity rate is 16.1¢/kWh ($508/year for 12,000 EV miles). New York at 23.1¢/kWh is 7.0¢ above the national average. Florida at 14.2¢/kWh is 1.9¢ below.

How much does an EV save vs gas in New York vs Florida?

At current gas prices, a 28-MPG gas car costs $1551/year to fuel in New York — an EV saves roughly $822/year there. In Florida, the gas cost runs $1406/year, making the EV savings about $958/year. Both states favor EVs on fuel cost; the margin just differs.

EV Charging Cost: New York vs Florida (2026)

Q: Is EV charging cheaper in New York or Florida?

Florida has lower home electricity rates for EV charging — New York averages 23.1¢/kWh vs. 14.2¢/kWh in Florida. At 12,000 miles/year (3.8 mi/kWh), that's $729/year in New York vs. $448/year in Florida — a $281/year difference.

Florida electricity runs 14.2¢/kWh vs 23.1¢/kWh in New York. At 12,000 miles/year, that's $281/year less to charge at home.

New York

23.1¢

per kWh

$729/year

+7.0¢ vs national avg

Florida

14.2¢

per kWh

$448/year

-1.9¢ vs national avg

New York vs Florida — EV Charging Breakdown

Home charging at 12,000 miles/year (3.8 mi/kWh efficiency). Green = lower cost.

Metric	New York	Florida	National Avg
Electricity rate	23.1¢/kWh	14.2¢/kWh ✓	16.1¢/kWh
Cost per mile (EV)	6.1¢/mi	3.7¢/mi ✓	4.2¢/mi
Annual home charging	$729/yr	$448/yr ✓	$508/yr
Gas savings vs EV	$822/yr	$958/yr ✓	—

EIA 2025 residential rates. 12,000 mi/year at 3.8 mi/kWh. Gas savings vs. 28 MPG car at state avg pump price. Home charging only — public L2 runs ~2–3× more, DCFC ~3–4×.

Annual Cost Impact

At 12,000 miles/year, home EV charging costs $729/year in New York vs $448/year in Florida. Florida comes out $281/year ahead.

Monthly savings

$23

Annual savings

$281

5-year savings

$1,405

Rate difference

8.9¢

Savings = New York minus Florida home charging cost at 12,000 miles/year.

Frequently Asked Questions

Is EV charging cheaper in New York or Florida?

Florida at 14.2¢/kWh vs. 23.1¢/kWh in New York. At 12,000 miles/year, that gap is $281/year — real money over a 5-year lease or ownership period.

How much does an EV cost to charge annually in each state?

At home (100% home charging): New York runs $729/year, Florida runs $448/year. Switching from public L2 charging adds roughly 2.5× on top of the home rate.

How much does an EV save on fuel vs. a gas car in New York?

In New York, a 28-MPG gas car costs about $1551/year in fuel. An EV at 23.1¢/kWh costs $729/year — roughly $822/year less.

Do electricity rates vary within a state?

Yes. Statewide averages hide real spread between utilities. California's PG&E customers pay well above the state average, while LADWP customers pay less. If you're buying an EV, check your specific utility's EV rate — many offer off-peak discounts that cut the effective rate by 30–50%.

Related Comparisons

California vs Florida → Texas vs Florida → New York vs New Jersey → Massachusetts vs New York →

See full breakdown: EV charging in New York · EV charging in Florida · All state comparisons · EV vs gas by state