How much do I save on EV fuel costs moving from Massachusetts to New York?

Switching from Massachusetts to New York saves about $190/year on EV home charging at 12,000 miles/year. Over 5 years that's roughly $950 — before accounting for any public charging.

How do Massachusetts and New York electricity rates compare to the national average?

The national average residential electricity rate is 16.1¢/kWh ($508/year for 12,000 EV miles). Massachusetts at 29.1¢/kWh is 13.0¢ above the national average. New York at 23.1¢/kWh is 7.0¢ above.

How much does an EV save vs gas in Massachusetts vs New York?

At current gas prices, a 28-MPG gas car costs $1466/year to fuel in Massachusetts — an EV saves roughly $547/year there. In New York, the gas cost runs $1551/year, making the EV savings about $822/year. Both states favor EVs on fuel cost; the margin just differs.

EV Charging Cost: Massachusetts vs New York (2026)

Q: Is EV charging cheaper in Massachusetts or New York?

New York has lower home electricity rates for EV charging — Massachusetts averages 29.1¢/kWh vs. 23.1¢/kWh in New York. At 12,000 miles/year (3.8 mi/kWh), that's $919/year in Massachusetts vs. $729/year in New York — a $190/year difference.

New York electricity runs 23.1¢/kWh vs 29.1¢/kWh in Massachusetts. At 12,000 miles/year, that's $190/year less to charge at home.

Massachusetts

29.1¢

per kWh

$919/year

+13.0¢ vs national avg

New York

23.1¢

per kWh

$729/year

+7.0¢ vs national avg

Massachusetts vs New York — EV Charging Breakdown

Home charging at 12,000 miles/year (3.8 mi/kWh efficiency). Green = lower cost.

Metric	Massachusetts	New York	National Avg
Electricity rate	29.1¢/kWh	23.1¢/kWh ✓	16.1¢/kWh
Cost per mile (EV)	7.7¢/mi	6.1¢/mi ✓	4.2¢/mi
Annual home charging	$919/yr	$729/yr ✓	$508/yr
Gas savings vs EV	$547/yr	$822/yr ✓	—

EIA 2025 residential rates. 12,000 mi/year at 3.8 mi/kWh. Gas savings vs. 28 MPG car at state avg pump price. Home charging only — public L2 runs ~2–3× more, DCFC ~3–4×.

Annual Cost Impact

At 12,000 miles/year, home EV charging costs $919/year in Massachusetts vs $729/year in New York. New York comes out $190/year ahead.

Monthly savings

$16

Annual savings

$190

5-year savings

$950

Rate difference

6.0¢

Savings = Massachusetts minus New York home charging cost at 12,000 miles/year.

Frequently Asked Questions

Is EV charging cheaper in Massachusetts or New York?

New York at 23.1¢/kWh vs. 29.1¢/kWh in Massachusetts. At 12,000 miles/year, that gap is $190/year — real money over a 5-year lease or ownership period.

How much does an EV cost to charge annually in each state?

At home (100% home charging): Massachusetts runs $919/year, New York runs $729/year. Switching from public L2 charging adds roughly 2.5× on top of the home rate.

How much does an EV save on fuel vs. a gas car in Massachusetts?

In Massachusetts, a 28-MPG gas car costs about $1466/year in fuel. An EV at 29.1¢/kWh costs $919/year — roughly $547/year less.

Do electricity rates vary within a state?

Yes. Statewide averages hide real spread between utilities. California's PG&E customers pay well above the state average, while LADWP customers pay less. If you're buying an EV, check your specific utility's EV rate — many offer off-peak discounts that cut the effective rate by 30–50%.

Related Comparisons

New York vs Florida → New York vs New Jersey → Connecticut vs New York →

See full breakdown: EV charging in Massachusetts · EV charging in New York · All state comparisons · EV vs gas by state