Ford F-150 Lightning vs Rivian R1S: Cost to Own (2026)
Pro · $49,995 vs Dual-Motor AWD · $75,900
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Ford F-150 Lightning has the lower 5-year total cost of ownership
$17,659 less over 5 years (depreciation + fuel + insurance + maintenance)
Purchase Price
Ford F-150 Lightning
$49,995
Rivian R1S
$75,900
$25,905 difference
Annual Fuel Cost
Ford F-150 Lightning
$840/yr
Rivian R1S
$805/yr
$35/yr difference
Range
Ford F-150 Lightning
240 mi
Rivian R1S
321 mi
DC Fast Charging
Ford F-150 Lightning
150 kW
Rivian R1S
200 kW
to 80% in 44 vs 45 min
5-Year Cost Comparison
| Ford F-150 Lightning | Rivian R1S | |
|---|---|---|
| Purchase price (MSRP) | $49,995 | $75,900 |
| Depreciation (5 years) | $22,998 | $36,432 |
| Fuel (5 years) | $4,200 | $4,025 |
| Insurance (5 years) | $12,000 | $16,000 |
| Maintenance (5 years) | $3,000 | $3,400 |
| 5-Year TCO | $42,198 | $59,857 |
TCO = depreciation + fuel + insurance + maintenance. Assumes 12,000 miles/year at 16.1¢/kWh. Excludes purchase price (same money either way).
Charging Comparison
| Ford F-150 Lightning | Rivian R1S | |
|---|---|---|
| Battery size | 98.0 kWh | 135.0 kWh |
| Efficiency | 2.3 mi/kWh | 2.4 mi/kWh |
| Cost per mile (home) | 7.0¢ | 6.7¢ |
| Full charge cost (home) | $15.78 | $21.74 |
| Level 2 charge time | 4.1 hrs | 9.4 hrs |
| DC fast charge peak | 150 kW | 200 kW |
| DC fast charge (0–80%) | 44 min | 45 min |
Specs & Incentives
| Ford F-150 Lightning | Rivian R1S | |
|---|---|---|
| Range | 240 mi | 321 mi |
| Segment | truck | suv |
| State incentive eligible | Yes | No |
| 5-yr depreciation | 46% | 48% |
State incentives vary by location. Federal $7,500 credit ended September 2025. Check your state's EV incentive program for current availability.
Full cost breakdowns for each model: Ford F-150 Lightning cost details → · Rivian R1S cost details →
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