EV Charging Cost in Indiana (2026)
Home rate: 13.7¢/kWh (2.4¢ below the national average). Charging 12,000 mi/yr at home costs $433. Public DC fast charging costs $1093 for the same miles.
Charging Costs in Indiana by Method
| Charging Method | Rate (¢/kWh) | Cost Per Mile | 12,000 mi/yr |
|---|---|---|---|
| Home Level 2 | 13.7¢ | 3.6¢ | $433 |
| Public Level 2 | 34.3¢ | 9.0¢ | $1083 |
| DC Fast Charging | 34.6¢ | 9.1¢ | $1093 |
| Typical Mix (80% home / 15% L2 / 5% DCFC) | – | 4.7¢ | $563 |
| Gas Car (28 MPG) | $3.18/gal | 11.4¢ | $1363 |
Assumes 3.8 mi/kWh EV efficiency, 12,000 miles/year. Public L2 and DCFC rates estimated from regional network pricing. Home rate: EIA 2025 residential average for Indiana.
EV vs Gas in Indiana: Fuel Cost Comparison
EV Charging in Indiana: What to Know
Indiana's residential electricity rate of 13.7¢/kWh is 2.4¢ below the national average of 16.1¢/kWh. That's a reasonable rate for EV ownership — home charging will still save you significantly over gas.
At 3.6¢ per mile for home charging versus 11.4¢ per mile for a 28 MPG gas car at current Indiana gas prices ($3.18/gallon), the per-mile gap is 7.8¢. Over 12,000 miles per year, that's $930 in favor of the EV.
Most Indiana utilities offer time-of-use rates that can reduce overnight charging costs below the residential average. If you charge overnight (midnight to 6am), ask your utility about EV or off-peak rates. Even a few cents per kWh savings adds up to $100–$200/year for average EV drivers.
Public Charging Networks in Indiana
| Network | DC Fast (¢/kWh) | vs Home |
|---|---|---|
| Tesla Supercharger | 28¢–48¢ | 177% more |
| Electrify America | 25¢–48¢ | 166% more |
| EVgo | 37¢–55¢ | 236% more |
| ChargePoint | 15¢–49¢ | Varies by owner |
Network rates as of Q1 2026. Home rate: 13.7¢/kWh. "vs Home" uses network midpoint rate vs Indiana's residential average. See the full charging cost comparison →
Frequently Asked Questions
How much does it cost to charge an EV in Indiana?
Home charging in Indiana costs 13.7¢/kWh. For a typical EV (3.8 mi/kWh), that's 3.6¢ per mile. Driving 12,000 miles per year costs about $433 at home. Public DC fast charging runs about $1093 for the same miles.
Is Indiana a good state for EV ownership?
Indiana's electricity rate of 13.7¢/kWh is below the national average (16.1¢), which makes it one of the better states for EV charging costs. The lower your electricity rate, the greater the fuel savings advantage over gas.
How much does EV charging save vs gas in Indiana?
At $3.18/gallon (#{@state[:name]} average), a 28 MPG gas car costs $1363/year for 12,000 miles. An EV charged at home costs $433. Home charging saves $930/year — $4,650 over 5 years, before accounting for maintenance savings.
Compare Other States
Data Sources
Residential electricity rate for Indiana: U.S. Energy Information Administration (EIA) Electric Power Monthly, 2025 residential averages. Gas price: AAA 2024 state average. EV efficiency: 3.8 mi/kWh (Tesla Model 3 / Chevy Equinox EV range). Public charging network rates: Q1 2026 network pricing. Last updated: March 2026.